Hire Purchase Application | EarnWell Microfinance Bank

Hire Purchase Application Form

EARNWELL MFB
FCT Taxi Ownership Scheme - Start Your Journey to Vehicle Ownership.

Complete this multi-step form to apply for vehicle ownership through our hire purchase scheme. All fields marked with * are required.

Available Vehicle Models

Choose from our wide selection of reliable, fuel-efficient vehicles perfect for taxi operations. You can also select other models that fall within the maximum amount of Earnwell Hire Purchase Policy.

Toyota Corolla (2015-2020 models)

Toyota Corolla

2015-2020 Models
Most Popular Taxi Model

₦3,800,000 - ₦4,500,000
Hyundai Elantra (2016-2021 models)

Hyundai Elantra

2016-2021 Models
Excellent Fuel Economy

₦3,500,000 - ₦4,200,000
Toyota Camry (2014-2019 models)

Toyota Camry

2014-2019 Models
Premium Comfort & Reliability

₦4,200,000 - ₦5,000,000
Honda Accord (2015-2020 models)

Honda Accord

2015-2020 Models
Durable & Low Maintenance

₦4,000,000 - ₦4,800,000
Honda Civic (2015-2020 models)

Honda Civic

2015-2020 Models
Fuel Efficient & Sporty

₦3,600,000 - ₦4,300,000
Tricycle (Keke NAPEP)

Tricycle (Keke)

New Models
Perfect for Local Routes

₦1,200,000 - ₦1,800,000
Tricycle Truck (Mini Truck)

Tricycle Truck

Goods & Passenger Transport
Versatile Mini Truck

₦1,500,000 - ₦2,200,000
Haice 18-Seater Mini Bus

Haice 18-Seater Mini Bus

18 Seater Bus
Ideal for Route Taxi

₦8,500,000 - ₦12,000,000
Innoson Mini-bus 7 Seater

Innoson Mini-bus

7 Seater SUV
Nigerian-Made Quality

₦4,500,000 - ₦5,500,000
Innoson Mini-bus 11 Seater

Innoson Mini-bus

11 Seater Bus
Family & Commercial Use

₦6,500,000 - ₦8,000,000
2012 Toyota Sienna

Toyota Sienna

2012 Model
Spacious Family Van

₦3,200,000 - ₦4,000,000
Auto-slide:
Note: You can choose any other vehicle model that falls within the maximum amount of Earnwell Hire Purchase Policy. Our team will help you find the perfect vehicle for your needs.
1
Personal Info
2
Address
3
Driver Info
4
Next of Kin
5
Guarantor 1
6
Guarantor 2
7
Documents
8
Consent

Personal Information

Please provide your basic personal information

Please enter your first name
Please enter your last name
Please enter a valid email address
Please enter your phone number
Please select your date of birth
Please select a vehicle type
Please select your available down payment

Address Verification

Please provide your current residential address

Please select your country of residence
Please specify your country
Please select your state of residence
Please enter your address
Please enter your postal code
Please enter a nearby landmark

Driver's Information

Please provide your driving and employment details

Please enter your driver's license number
Please enter a valid 11-digit NIN
Please select license issue date
Please select license expiry date
Please select your driving experience
Please select your average daily earnings
Please select an option
Please enter a valid 11-digit BVN
Please select an option
Please specify how you heard about us

Next of Kin Information

Please provide details of your next of kin

Please enter next of kin's full name
Please enter a valid email address
Please enter mobile number

First Guarantor Information

Please provide details of your first guarantor

Please enter guarantor's full name
Please enter mobile number
Please enter guarantor's address

Second Guarantor Information

Please provide details of your second guarantor

Please enter guarantor's full name
Please enter mobile number
Please enter guarantor's address

Document Verification

Upload required documents via public URL links

Required Documents

  1. Valid driver's license (minimum 3 years validity)
  2. Valid ID (National ID, Voter's Card, or Passport)
  3. Proof of residence (utility bill or rent receipt)
  4. Bank statements (last 6 months)
  5. Recent passport photographs (4 copies)

Instructions: Combine all the required documents above in a PDF format and upload as a single file to a public storage service.

  • Google Drive (Make sure sharing is set to "Anyone with the link")
  • Dropbox
  • OneDrive
  • Other cloud storage services
Please enter a valid URL for your personal documents

First Guarantor Documents

Combine the filled guarantor form with their Valid ID in a single PDF file.

Please enter a valid URL for first guarantor documents

Second Guarantor Documents

Combine the filled guarantor form with their Valid ID in a single PDF file.

Please enter a valid URL for second guarantor documents

User Consent & Declaration

Please review and agree to the terms

Your Application ID

ID will be generated upon submission

This unique ID has been generated based on your information and will be included in your email submission.

Note: By submitting this form, you agree to our terms and conditions. Our team will review your application and contact you within 3-5 working days.

Required Documents

Everything you need to prepare for your hire purchase application. Gather these documents before starting your application to ensure a smooth process.

Required Documents

Have these documents ready before starting your application

Valid Driver's License

Current, valid driver's license with at least 3 years remaining before expiry. Must be issued by FRSC.

Requirements:

  • Must be current and valid
  • Minimum 3 years validity remaining
  • Issued by Federal Road Safety Corps
  • Clear, readable copy (front and back)

Proof of Address

Recent utility bill (not older than 3 months) or tenancy agreement showing your current residential address.

Accepted Documents:

  • Electricity bill (PHCN)
  • Water utility bill
  • Tenancy agreement
  • Certificate of occupancy
  • Valid voter's card

Passport Photograph

Recent passport photograph on white background. Digital copy should be clear and recent (within 6 months).

Specifications:

  • White background only
  • Recent (within 6 months)
  • Clear facial features visible
  • No glasses or headwear
  • Minimum 450x450 pixels

FCT Taxi Registration

Valid FCT taxi driver registration certificate. Must be current and issued by the appropriate authority.

Requirements:

  • Current registration certificate
  • Issued by FCT Transportation Department
  • Valid for current year
  • Clear copy of entire document

Guarantor Information

Details of two guarantors including their contact information, employment details, and identification.

Required Information:

  • Full names of both guarantors
  • Contact phone numbers
  • Employment details
  • Identification documents
  • Proof of address

Proof of Income

Evidence of regular income from taxi operations. Can include bank statements or payment records.

Accepted Documents:

  • 3-6 months bank statements
  • Daily revenue records
  • Payment receipts
  • Income declaration
  • Tax payment receipts

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